Are you struggling to find a bank or lender that will give you a personal loan? Do you need private lenders for personal loans that can help you even though you might not have perfect credit? Typically it takes very good credit to get a personal loan from a bank, but there are other options. Here is a look at one of the best places to get a private personal loan from.
The company is called Prosper and it is solely based online. They started about 4 years ago and are the type of company that works a lot like eBay, only with money. They accept any type of credit and income and have interest rates from the lowest to the maximum allowed. There are loans all the way from ,000 up to ,000 and they are all unsecured personal loans from private lenders.
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What they do is they allow you to sign up for free. You have to give some of your information including name, address, phone number, birth date, social security number, and a few other things. They instantly pull your credit and assign you a rating for their site. You can, then join different groups on the site and if a group accepts you there is a better chance you will get a loan with a lower rate and higher amount.
Then, you can design your own listing for individual lenders to see. You can put up a picture of yourself, tell the potential lenders what you need to loan for, and how you plan to repay it.
All the lenders are individuals and it may take numerous individuals to fund your loan completely, but you can get the money you need from Prosper. They are very innovative and are at the top of the class when it comes to private lenders for personal loans.
Private Lenders For Personal Loans - Where to Find Them?